Statutory calculator
PF Calculator
Estimate monthly employee and employer EPF contributions, including the EPS and employer EPF split, using the standard statutory assumptions.
Calculate PF Contribution
Enter the monthly contribution wage confirmed by payroll.
Your values stay private. Calculations run in your browser and are not stored.
Estimated Monthly PF
How PF Is Calculated
This estimate uses the standard 12% employee contribution and 12% employer contribution. For an EPS-eligible member, 8.33% of pensionable wages—normally capped at ₹15,000—is diverted from the employer share to EPS; the balance remains in EPF.
Last reviewed: 23 September 2026. Calculation basis: EPFO contribution rates.
How to Use
- Enter payroll-confirmed monthly PF contribution wages.
- Choose full-wage calculation only when applicable.
- Confirm whether the EPS split applies, then calculate.
Important PF Assumptions
The result applies the standard 12% rate and statutory wage ceiling. Certain establishments use 10%, international workers and higher-wage contributions follow different rules, and a fresh member joining above the ceiling may not be an EPS member. This estimate excludes EDLI and administration charges and assumes the employer matches the selected contribution basis; voluntary employee contributions need not be matched. Confirm payroll treatment with the employer or EPFO. See the Ministry of Labour wage-definition clarifications.
Frequently Asked Questions
What salary is used for PF calculation?
Enter the applicable statutory contribution wage, confirmed by payroll. Basic pay, DA and retaining allowance are relevant components, but current wage-definition rules can require allowance add-backs.
How is the employer contribution divided?
Under the standard EPS assumption, 8.33% of pensionable wages goes to EPS and the rest of the employer's 12% goes to EPF.
Can PF be paid above ₹15,000?
Higher-wage contribution may be possible through the applicable joint option and employer arrangement. The checkbox models that estimate.